About us
Our business is built on many years’ experience in the finance industry, understanding our customer’s requirements, developing strong working relationships. We have grown through our experience, our knowledge and we continue to work with a wide range of funding partners, providing customers with finance products that work for them.
We provide asset finance and cashflow finance to support the growth of businesses
All manner of finance is available to our clients and we have access to the right type of funding for their individual circumstances, tailoring the products to their requirements. We support businesses at all levels of development from new-start and developing businesses to PLCs
Services
Whatever your requirements, we can help. A wide range of finance products is available to you, our clients and we have access to the right type of funding for your circumstances. We are able to support businesses at all levels of development from new-start and developing businesses to PLCs, across a wide variety of commercial sectors.
Asset Finance Products
Hire Purchase
Using the asset as security, this repayment facility offers full ownership of the asset at the end of the agreement. Repayments tend to be a fixed monthly sum however, the repayments can also be structured to suit your businesses seasonality or cashflow cycle, customising to suit you. If required payment structure can also include a final lump sum, often referred to as a balloon, assisting in easing cashflow by reducing the monthly repayment.
Finance Lease
When ownership is not essential, leasing works well for a number of assets, including commercial vehicles and trailers. At the end of the lease you can continue renting the equipment by paying annual secondary repayments/rentals or sell the goods to a third party and retain up to 99% of the sale proceeds.
Operating Lease
‘Op Leases’ are rental agreements which can be used to finance business assets, including heavy commercial vehicles, coaches, vans, cars, machinery and other assets as approved. The Funder will build a residual value in to the lease facility which will reduce the rentals, helping cash flow.
Cashflow Finance
Invoice Finance
Invoice finance improves cash flow within a business by unlocking cash held within invoices. As business turnover increases, the working capital required to fund the business also increases. By utilising invoice financing, as the business grows so does the cash to support additional working capital.
BUSINESS CASH ADVANCE
If you are looking for a lump sum of cash to support the working capital of your business, then Business cash advance is an alternative to traditional finance. If you take payments by debit or credit card, we can arrange for a cash lump sum. Repayment is an agreed percentage of the debit and credit card takings, and follows the performance of the business. This is a cashflow friendly alternative and works well for businesses in the hospitality and retail sectors, and businesses looking to invest in stock, equipment or refurbishment.
Mission Statement
“To be the trusted finance partner to our clients, assisting them to become the most competitive business they can be.”